Set up your direct debits and get up to €40 | Openbank
logo openbank
This risk indicator corresponds to the Open Current Account.
1/6
This number is indicative of the product's risk, with 1/6 indicating the lowest risk and 6/6 the highest risk.
Member Bank of Spain's Deposit Guarantee Fund for Credit institutions. For cash deposits, the maximum guaranteed amount is up to €100,000 per depositor in each credit institution.

The more direct debits you have,
the more you get back!

Join the promotion

Promotional code:

DUPLICAMOS

Promotion valid:

27/05/2025 - 02/09/2025

Reward date:

Second half of October 2025

See promotional T&Cs
Join the promotion

Share via:

What's the promotion?

Still don’t have any direct debits at Openbank? There’s no better time to set some up. Get up to €40 when you pay your water, electricity, gas, internet, landline, mobile phone or insurance bills, or your rent or property owners' association fees by direct debit. The more direct debits you have, the more you get back.

Join the promotion between 28 May 2025 and 2 September 2025 (both inclusive).

How can you take part?

Just follow these simple steps:Find out more
  • Join the promotion using the code DUPLICAMOS between 28 May 2025 and 2 September 2025 (both inclusive) and accept the terms and conditions.  
  • Set up direct debits for your water, electricity, gas, internet, landline, mobile phone or insurance bills, or your rent or property owners' assocation fees (monthly or bimonthly) in your Openbank current account between 28 May 2025 and 30 September 2025 (both inclusive).
  • The more direct debits you have, the more you get back!
    • Set up one direct debit and get €5
    • Set up two and get €10
    • Set up three and get €20
    • Set up four and get €40!

If you meet the conditions, the incentive will be paid into your account during the second half of October 2025.

What are the terms and conditions for taking part?

Make sure you join the promotion!Find out more
  • You must be an individual over 18 years old and a resident in Spain.
  • You must be an Openbank customer and hold an active Openbank current account during the entire promotion period, until the date of receipt of the incentive.
  • Bills must be valid, due, and not returned.
  • If the account has multiple holders, any holder may set up or use direct debits, provided that the customer participating in the promotion is the main holder of the Openbank current account.
  • Direct debits set up for bills during the promotion must be maintained as direct debits for at least 12 months from 30 September 2026.

Please note that…

Payment of the incentive constitutes investment income in cash, subject to withholding tax at the current rate of 19%, which the Bank deducts from the corresponding customers, paying them the resulting net amount. Customers must declare the incentive received in the savings tax base of their personal income tax (IRPF) return. Customers are entitled to the deduction of the withholding tax applied.Find out more

Customers who have set up direct debits for bills at Openbank between 1 December 2024 and 28 May 2025, or who received any product or payment incentive for any direct debit promotion at Openbank in the five-year period leading up to 28 May 2025 (inclusive), are ineligible for the promotion.

Only one incentive per customer and account will be awarded.