- Free issuance, maintenance and renewal for the primary cardholder.
- Deposit or withdraw cash free of charge from any Banco Santander and Euro Automatic Cash ATM in Spain.
- Free added extras: Open Discounts, accident insurance, SMS alerts, secure online purchases and much more!
- Only when you need them, for just €2.99/month until 30/09/25 (inclusive) (€4.99/month afterwards). Turn them on with one click and enjoy their benefits for one month, even if you turn them off beforehand!
- When the benefits are turned on, you can pay in any currency, any day of the day, with no fees our end1.
- Plus, you have 2 free cash withdrawals a month at any ATM worldwide.
- Withdraw cash free of charge at over 6,000 Banco Santander and Euro Automatic Cash ATMs in Spain.
- Instantly deposit money free of charge at over 6,000 Banco Santander ATMs.
- Make contactless payments wherever accepted. For security reasons, the card PIN will be required for purchases over €50.
- Make purchases using your PIN and the 3D Secure Code System.
- Stay on top of all transactions with SMS payment confirmation alerts and app notifications.
- Temporarily block your card if you can't find it and activate it again when you do.
- Control its use by location, transaction type or ATM with Card Control. For example, you can decide to enable its use only in certain countries or for online purchases.
1When the promotion ends, the price of the travel benefis will be €4.99.
2Mastercard may apply a mark-up to the European Central Bank exchange rate.
How much does an Open Debit Card cost?
- There are no fees for issuing, maintaning or renewing the Open Debit Card for the primary cardholder.
- Free cash withdrawals at more than 6,000 Banco Santander ATMs in Spain.
- The issuance and annual renewal of additional cards for other cardholders costs €18 per card.
What other benefits does it offer?
Fast payments thanks to Contactless technology. Just place your card near the terminal for payments under €50. You will need to use your card PIN for higher amounts.
Peace of mind thanks to our secure e-commerce systems and free payment confirmation alerts via SMS.
What are the fees?
- Withdraw cash at over 6,000 Banco Santander ATMs in Spain: free.
- Withdraw cash at other ATMs in Spain: you will only pay the fee shown at the ATM.
- Withdraw cash at other ATMs in the EU: you will only pay the fee shown at the ATM.
- Withdraw cash at other ATMs outside the EU: 4.5% of the cash withdrawn (minimum: €3).
- Make domestic transfers in euros, check balance and statements and top up your mobile phone at Banco Santander ATMs in Spain: free.
- Check balance and perform other transactions at other ATMs: €0.50 (single fixed amount).
- Make purchases in foreign currencies: 3% of the amount.
- Monthly fee for alert service (text alerts for card payments): free.
Does it include any insurance?
Yes, free accident insurance with Santander Seguros y Reaseguros S.A. If you have an accident and you are a cardholder, the maximum compensation you could receive is €6,010.
If you used the card to pay for a ticket on public transport, the card not only covers you - as the cardholder - but also any other travellers whose tickets have also been paid for using the card (maximum compensation: €120,202).
For further details on the cover, see the corresponding policy.
How can you apply for an Open Debit Card?
If you're already a customer:
- Call us on +34 91 177 33 10 or +34 900 36 53 66 and speak to our team of professionals.
- Enter the Customer Area on our website or through our app on your mobile phone or tablet.
How do you turn the subscription travel benefits on and off?
You can enjoy exclusive travel benefits at any time. Turn them on easily from the Openbank website or app for just €4.99/month, and when you no longer need them, just turn them off and the subscription will not be renewed the following month.
What are the advantages of turning the travel benefits on?
On top of its advantages, when you turn on the travel benefits, you get better terms and conditions for using it on your trips. For just €4.99/month, you can benefit from:
- Pay fee-free in any currency, 24/7, 365 days a year.
- Cash withdrawals worldwide: 2 free cash withdrawals from any ATM around the world.
You can turn the travel benefits off whenever you want, but bear in mind that the following will be applied:
- Purchases in a foreign currency: 3% of the amount.
- Cash withdrawals in Spain and within the EU: 3.90% of the amount withdrawn (minimum: €3.90) and the applicable fee indicated by the ATM.
- Cash withdrawals outside the EU: 4.5% of the amount withdrawn (minimum: €3) and the applicable fee indicated by the ATM.
- Accident insurance: Not included.
- Travel insurance: Not included.
Travel benefits will have a promotional cost of 2.99/month until 30/9/2025.
Need more information?
We make it simple. Call us on 91 177 33 10 or 900 22 32 42 and our team of professionals will be glad to help. If you're not a customer yet, please call us on 91 177 33 37 or 900 36 53 66.
Check out other products and services on our website.